When a loved one begins to need extra help at home, one of the first questions families ask is: How will we pay for care? It’s a valid concern. Home care can make daily life safer, easier, and more comfortable—but understanding payment options can feel overwhelming.
At Traditional Home Care, we believe families deserve clear guidance so they can make confident decisions and get the support they need without unnecessary stress.
What Does Home Care Include?
Non-medical home care provides assistance with activities of daily living that may become more difficult due to age, illness, or disability. This type of care helps individuals remain safely and comfortably at home while giving families greater peace of mind.
- Medication reminders
- Meal preparation
- Transfers from bed, chair, or toilet
- Bathing and dressing
- Light housekeeping
- Transportation to doctor’s appointments
Does Medicare Cover Home Care?
In most cases, non-medical home care is not covered by Medicare or traditional health insurance plans. This can be frustrating for families who know their loved one needs help, but are unsure where to turn next.
The good news is that there may be other options available depending on income, service needs, military status, and personal resources.
Community HealthChoices
For many Pennsylvania families, Community HealthChoices may help cover home care services. If you are age 21 or older and have both Medicare and Medicaid, or if you qualify for long-term supports through Medicaid because you need help with everyday personal tasks, you may be eligible for home care coverage through this program.
This can be an important option for individuals who need ongoing support at home but want to avoid more institutional levels of care.Learn More
VA Benefits
Veterans and their families may also have access to support through the Department of Veterans Affairs. The VA Caregiver Support Program offers services that can help eligible Veterans remain safely in their own homes while receiving the assistance they need.
These benefits can be valuable for Veterans of many ages and may help reduce the burden on family caregivers. Learn More
Private Pay Options
For individuals who do not qualify for subsidized programs, private pay is another path to receiving care at home. This may include paying directly for services or using long-term care insurance benefits if available.
Private pay can offer flexibility and allow families to create a care plan that fits their schedule, needs, and preferences. Learn More
You Don’t Have to Figure It Out Alone
Understanding how to pay for home care can feel complicated, especially when you are already caring for someone you love. That’s why Traditional Home Care is here to help.
We can walk you through available options, answer your questions, and help you find the best path forward based on your family’s needs and circumstances.
Care That Helps Families Move Forward with Confidence
Home care is about more than assistance—it’s about helping people stay safe, independent, and supported in the comfort of home. At Traditional Home Care, we are honored to help families navigate the process and find care solutions that make life easier.
If you would like to learn more about payment options for home care, reach out to our team. We are here to help you take the next step with clarity and confidence.
